Los HYIP o Sistemas/Programas de Alta rentabilidad sobre la inversión son programas del tipo Ponzi que ofrecen intereses diarios extremos que en corto o largo tiempo no podrán seguir siendo sustentados por el programa y cierran.

Los retornos sobre la inversión son tan altos como del 250% en 15 días para depósitos de $5.000, es decir, ofrecen ganar $ 12.500 en 15 días, u ofrecen el 35% diario por 4 días u ofrecen el 3% diario por 60 días, etc.

Los Sistema HYIP nacieron en el año 1900 y no tienen ningún problema ni demandas ni formas de control alguno que los obliguen a cerrarse.

La forma más sencilla de reconocer a estos programas es visitando el Link del Menú que diga: T.O.S. (terms of service) o User Agreement, en español, T.O.S. términos de uso y Acuerdo entre usuarios.

Estos términos son EXACTOS solo cambian el nombre del programa y son:

Terms, Rules, Conditions & Agreements. Please read the following rules carefully before signing in. You agree to be of legal age in your country to partake in this program, and in all the cases your minimal age must be 18 years. PROGRAM NAME is a private club and is not available to the general public and is opened only to the qualified members of PROGRAM NAME, the use of this site is restricted to our members and to individuals personally invited by them. Every deposit is considered to be a private transaction between the PROGRAM NAME and its Member. As a private transaction, this program is exempt from the US Securities Act of 1933, the US Securities Exchange Act of 1934 and the US Investment Company Act of 1940 and all other rules, regulations and amendments thereof. We are not FDIC insured. We are not a licensed bank or a security firm. You agree that all information, communications, materials coming from PROGRAM NAME are unsolicited and must be kept private, confidential and protected from any disclosure. Moreover, the information, communications and materials contained herein are not to be regarded as an offer, nor a solicitation for investments in any jurisdiction which deems non-public offers or solicitations unlawful, nor to any person to whom it will be unlawful to make such offer or solicitation. All the data giving by a member to PROGRAM NAME will be only privately used and not disclosed to any third parties. PROGRAM NAME is not responsible or liable for any loss of data and/or deposit. You agree to hold all principals and members harmless of any liability. You are investing at your own risk and you agree that a past performance is not an explicit guarantee for the same future performance. You agree that all information, communications and materials you will find on this site are intended to be regarded as an informational and educational matter and not an investment advice. We reserve the right to change the rules, commissions and rates of the program at any time and at our sole discretion without notice, especially in order to respect the integrity and security of the members' interests. You agree that it is your sole responsibility to review the current terms. PROGRAM NAME is not responsible or liable for any damages, losses and costs resulting from any violation of the conditions and terms and/or use of our website by a member. You guarantee to PROGRAM NAME that you will not use this site in any illegal way and you agree to respect your local, national and international laws. Don't post bad vote on Public Forums and at Gold Rating Site without contacting the administrator of our program first. Maybe there was a technical problem with your transaction, so please always clear the thing with the administrator. We will not tolerate SPAM or any type of UCE in this program. SPAM violators will be immediately and permanently removed from the program. Cancel a transaction have a 98% fee. PROGRAM NAME reserves the right to accept or decline any member for membership without explanation. All the content provided on this website including text materials, logo, graphics etc. is the property of PROGRAM NAME. It is protected by copyright and other laws. All trademarks, logos and rating signs displayed on this website are the property of their respective owners, who may or may not be affiliated with our organization. Making a transaction is by your own risk, do not invest more than you can lose. PROGRAM NAME accepts no responsibility for inconvenience resulting from such suspension or termination, even if website users face delays in obtaining information. You state that you are not a member, agent, informant, or employee of or in any other way related to any investigative, law enforcement, media, news or governmental agencies of any country. You understand that under no circumstances should anything found on this site be considered or construed as an offer to sell securities or a solicitation to invest in any investment opportunity. You understand and accept the fact that PROGRAM NAME disclaims any liability for performance of any investment which comes to Your attention here on this web site. You bear total responsibility for all decisions made. You also agree to invest money that you can afford to lose. You understand and accept the fact that all the information you receive or find on PROGRAM NAME is of private nature and not available to the general public and is, therefore, exempt from the US Securities Act of 1933 and all amendments or any equivalent laws of any jurisdictions. You understand and accept that your deposit can be lose because of bad trading actions, and there will be any legal dispute and/or refund. You understand and accept that our team members do the best work to get the maximum return in every trade action. Members are allowed to post messages advertising us only on special boards in chat rooms where such posting is allowed. If you plan to advertise us on the web, you have to observe our strict anti-spam policy. You are not allowed to operate through your investment consultant, lawyer or insurance company. In this case we do not guarantee privacy protection and may suspend your account/funds without any notice. PROGRAM NAME takes great care to protect your personal information and when we use it, we do so with respect for your privacy. We may use personal information about you to service and maintain your account; process transactions in your account; respond to inquiries from you or your representative; develop, offer, and deliver services. When you visit PROGRAM NAME Internet WebPages, we may collect technical and navigational information, such as computer browser type, Internet protocol address, pages visited, and average time spent on our Web sites. We may permit these service providers to use cookies and other technologies, such as Web beacons or pixel tags, to perform these services for PROGRAM NAME. We do not share personally identifiable information about our customers with these third party service providers, and these service providers do not collect such information on our behalf. If you do not agree with the above disclaimer, please do not go any further. Making a deposit / transfer to our Liberty Reserve account means that you understand and accept all terms, rules, conditions and agreements.

En la última línea puedes leer: If you do not agree with the above disclaimer, please do not go any further. Making a deposit / transfer to our Liberty Reserve account means that you understand and accept all terms, rules, conditions and agreements, es decir, que si NO estas dispuesto a perder tu dinero NO te registres. Hasta utilizan un número de Ley XXXX en países.

NUNCA, NUNCA INGRESEN A HYIP, SOLO PERDERÁN SU DINERO

Dineroyyo.com Ingresa a HYIP como cliente y como programa para descubrir cómo funcionan! Lee esta información única en toda la RED que nadie ha sido capaz de confesarla!! Realizamos un estudio completo para perder $300 solo con el fin de recalcar a nuestros lectores y enseñar a más personas A NUNCA INGRESAR A HYIP!

<a target="_blank" href="http://www.dineroyyo.com/hyip.html"> Información Obtenida de www.DineroyYo.com </a>

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